{
  "@context": {
    "prov": "http://www.w3.org/ns/prov#",
    "schema": "https://schema.org/",
    "sclist": "https://smartchecker.my/ns#",
    "xsd": "http://www.w3.org/2001/XMLSchema#"
  },
  "subject": {
    "slug": "city-credit-investment-bank-limited",
    "name": "City Credit Investment Bank Limited",
    "page": "https://smartchecker.my/c/city-credit-investment-bank-limited/"
  },
  "generated": "2026-09-09",
  "claimset_sha256": "af5a2d52b9678877daa741a1661250fb2cab61cafb8f17e13d0d07816120ec97",
  "how_to_verify": [
    "Open each source_url and find the subject by name.",
    "Compare source_as_at with the date the register states today.",
    "Recompute claim_sha256 over the canonical fields to detect drift.",
    "Treat any claim with confidence != 'confirmed' as not a fact."
  ],
  "vocabulary": {
    "methods": {
      "register_row": "Read directly from a row of the named public register.",
      "exact_name_match": "The same name appears in both registers, after normalising case, punctuation and corporate suffixes.",
      "published_alias_match": "The registers use different names, and one of them publishes the other as a former name.",
      "near_match_pending": "The names differ slightly and no register publishes the link. Held for human confirmation; NOT published as a fact.",
      "searched_not_found": "The relevant licensed list was searched and the name is not in it. This is a fact about a document, not a finding.",
      "not_searched": "No licensed list is held for this category, so nothing is claimed."
    },
    "confidence": {
      "confirmed": "Published as a fact. Derived from a register row or an exact or register-published name match.",
      "pending_review": "Not published as a fact. Awaiting human confirmation.",
      "negative_observation": "A statement about what a named document does not contain, not a statement about the entity.",
      "unknown": "No claim is made."
    }
  },
  "claims": [
    {
      "predicate": "labuan_business_restriction",
      "statement": "City Credit Investment Bank Limited appears on Labuan FSA's business restriction register, imposed under section 193 of the Labuan Financial Services and Securities Act 2010.",
      "value": true,
      "source_name": "Labuan FSA business restriction register",
      "source_url": "https://www.labuanfsa.gov.my/regulations/enforcement-actions/business-restriction-on-labuan-licensed-entities",
      "source_as_at": "2026-09-07",
      "retrieved_at": "2026-09-09",
      "method": "register_row",
      "confidence": "confirmed",
      "capture_sha256": "b286da7b118b26701732ccecb7ba08aa2faa4010389489b52928c24d507993ff",
      "source_sha256": null,
      "subject_slug": "city-credit-investment-bank-limited",
      "notes": "",
      "id": "https://smartchecker.my/c/city-credit-investment-bank-limited/claims.json#labuan_business_restriction",
      "method_meaning": "Read directly from a row of the named public register.",
      "confidence_meaning": "Published as a fact. Derived from a register row or an exact or register-published name match.",
      "claim_sha256": "7e42b15df6dbff874f7b199dac97ad0732824ed54771e617de8a7cf46dd89d76"
    },
    {
      "predicate": "absent_from_licensed_directory",
      "statement": "The Labuan FSA directory of licensed banks and investment banks checked on 2026-09-09 does not contain this name. This is a statement about that document, not a finding of revocation.",
      "value": true,
      "source_name": "Labuan FSA Financial Institutions Directory",
      "source_url": "https://www.labuanfsa.gov.my/financial-institutions-directory",
      "source_as_at": null,
      "retrieved_at": "2026-09-09",
      "method": "searched_not_found",
      "confidence": "negative_observation",
      "capture_sha256": "b286da7b118b26701732ccecb7ba08aa2faa4010389489b52928c24d507993ff",
      "source_sha256": null,
      "subject_slug": "city-credit-investment-bank-limited",
      "notes": "",
      "id": "https://smartchecker.my/c/city-credit-investment-bank-limited/claims.json#absent_from_licensed_directory",
      "method_meaning": "The relevant licensed list was searched and the name is not in it. This is a fact about a document, not a finding.",
      "confidence_meaning": "A statement about what a named document does not contain, not a statement about the entity.",
      "claim_sha256": "02c77b13227d8d2d5cd445c2ecb5957a46f38eb6498309d6ae70267c415ac559"
    },
    {
      "predicate": "bnm_fca_not_found",
      "statement": "City Credit Investment Bank Limited was searched against BNM Financial Consumer Alert List and no matching entry was found.",
      "value": false,
      "source_name": "BNM Financial Consumer Alert List",
      "source_url": "https://www.bnm.gov.my/financial-consumer-alert-list",
      "source_as_at": null,
      "retrieved_at": "2026-09-09",
      "method": "searched_not_found",
      "confidence": "negative_observation",
      "capture_sha256": "aa25249e0512ce369a80d769e21deb444f3f5da2b38c836808743d1809c08548",
      "source_sha256": null,
      "subject_slug": "city-credit-investment-bank-limited",
      "notes": "",
      "id": "https://smartchecker.my/c/city-credit-investment-bank-limited/claims.json#bnm_fca_not_found",
      "method_meaning": "The relevant licensed list was searched and the name is not in it. This is a fact about a document, not a finding.",
      "confidence_meaning": "A statement about what a named document does not contain, not a statement about the entity.",
      "claim_sha256": "50b5ed8cd9f17b5dce1d54d1b760bddb73a34f966eec3ed6d58d632cd43c8b89"
    }
  ]
}