Fintech Bank Ltd.
Restriction registerFintech Bank Ltd. holds a Labuan Commercial Bank licence and appears on Labuan FSA Malaysia's business restriction register, which names licensed entities that are restricted from carrying on their licensed activities. Labuan FSA Malaysia gives the reason as non-compliance with minimum capital and/or other regulatory requirements, under s.193 Labuan Financial Services and Securities Act 2010, and states the effect as: they are not allowed to carry out their respective licensed activities until the issues of non-compliances are resolved. The register states 2026-09-07 and SmartChecker read it on 2026-09-09. This is a restriction on a licence that exists, not a statement that the entity is unlicensed, and SmartChecker has made no finding of its own.
SmartChecker copies the regulator’s register unchanged and links every fact on this page to the regulator’s own page.
What Labuan FSA Malaysia says about Fintech Bank Ltd.
Fintech Bank Ltd. holds a Labuan Commercial Bank licence. Labuan FSA Malaysia has placed it on the business restriction register under s.193 Labuan Financial Services and Securities Act 2010, which it gives as a consequence of non-compliance with minimum capital and/or other regulatory requirements.
The register states the effect: the entities on it are not allowed to carry out their respective licensed activities until the issues of non-compliances are resolved. The register states and SmartChecker read it on . Check the Labuan FSA Malaysia source.
A restriction is not an alert
An alert list names parties a regulator says are not licensed by it at all. This register names the opposite situation: a licence that exists, and that the regulator has stopped the holder from using for now. SmartChecker publishes both and keeps them apart, because reading one as the other is unfair to the entity and useless to the reader.
Register details
- Name as listed by the regulator
- Fintech Bank Ltd.
- Licence held
- Commercial Bank
- Register entry
- #11
- What the restriction means
- They are not allowed to carry out their respective licensed activities until the issues of non-compliances are resolved.
- Reason given
- non-compliance with minimum capital and/or other regulatory requirements
- Under
- s.193 Labuan Financial Services and Securities Act 2010
- SmartChecker record
- The company's page on this site
- Register states
- SmartChecker read it
Questions people ask
Is Fintech Bank Ltd. licensed?
Yes. It holds a Labuan Commercial Bank licence from Labuan FSA Malaysia. What the business restriction register records is that Labuan FSA Malaysia has restricted it from carrying on that licensed activity until a non-compliance is resolved. A restriction is not the same as being unlicensed.
What is the business restriction register?
Labuan FSA Malaysia publishes it under s.193 Labuan Financial Services and Securities Act 2010. It names licensed entities restricted from carrying on their licensed activities, which Labuan FSA Malaysia gives as a consequence of non-compliance with minimum capital and/or other regulatory requirements. The register states the effect as: they are not allowed to carry out their respective licensed activities until the issues of non-compliances are resolved.
How is this different from an alert list?
An alert list names parties a regulator says are not licensed by it at all. This register names parties that ARE licensed and are barred from using the licence for now. SmartChecker keeps the two apart on every page, because they are different findings about different situations.
How can I check Fintech Bank Ltd. myself?
Open Labuan FSA Malaysia's business restriction register and search the name, then check its register of licensed entities for the licence itself. Both links are on this page. A register can change after the date shown, so read the regulator's page before relying on anything here.
What does this page not say?
This page does not say that it is unlicensed, or that it appears on any regulator’s alert list — it holds a licence, and this register is about a restriction on it; that it has committed any offence, or that any criminal conduct has occurred; that any customer has lost money, or that any complaint has been made about it; that SmartChecker has formed a view of its conduct, products or management. It records what Labuan FSA Malaysia publishes, on the date SmartChecker read it.
What this page does not say
This page does not say that it is unlicensed, or that it appears on any regulator’s alert list — it holds a licence, and this register is about a restriction on it; that it has committed any offence, or that any criminal conduct has occurred; that any customer has lost money, or that any complaint has been made about it; that SmartChecker has formed a view of its conduct, products or management. It records what Labuan FSA Malaysia publishes, on the date SmartChecker read it.