American Express

American Express provides credit and charge cards, payment services, banking products, and travel and lifestyle benefits for consumers and businesses. Its premium consumer cards and Commercial Services business for corporate and small-business customers are key areas analysts focus on.

美国运通（American Express）提供信用卡、签账卡、支付服务、银行产品，以及旅游和生活方式权益，服务对象包括个人消费者和企业。其高端消费卡业务，以及面向企业和小型企业客户的商业服务业务，是分析师重点关注的领域。

Every figure on this page is tipranks’s, read on 2026-10-27 and linked below.

SmartChecker American Express Forecast

The forecast in short

tipranks records 17 analyst ratings on American Express and summarises them as “Moderate Buy”. Their average 12-month price target is USD (17.03% Upside). Its tipranks score is 7 out of 10 — Neutral. These are tipranks’s figures as SmartChecker read them on 2026-10-27, not SmartChecker’s own view, and nothing here is advice to buy or sell.

Market cap

USD 211.26 B

≈ Maybank x 7

Share price

USD 315.05

≈ RM 1287.14

#83World ranking

tipranks score

Neutral

7

Analyst ratings

Moderate Buy

  • Buy8 47%
  • Hold9 53%
  • Sell0 0%

tipranks’s own summary of the 17 ratings above.

12 months price forecast

USD 17.03% Upside

USD 290.23 USD 339.24 USD 388.24 USD 437.25Past 12 months 12 months forecast High USD 425 Average USD 368.69 Low USD 3202025-10 2026-10

As tipranks publishes it. SmartChecker has not recalculated any of it.

Analyst profiles. Who made each call, and when.

AnalystFromPositionTarget priceDated
Jeffrey AdelsonMorgan StanleyHoldUSD 3802026-10-26
Andrew BauchBMO CapitalBuyUSD 3802026-10-26
Terry MaBarclaysHoldUSD 3402026-10-26
John PancariEvercore ISIHoldUSD 3202026-10-26
Richard ShaneJ.P. MorganBuyUSD 3652026-10-26
Sanjay SakhraniKBWBuyUSD 4252026-10-26
Mihir BhatiaBank of America SecuritiesBuyUSD 3692026-10-23
Jon ArfstromRBC CapitalBuyUSD 4002026-10-23
Moshe OrenbuchTD CowenHoldUSD 3352026-10-06
Erika NajarianUBSHoldUSD 3452026-10-05
Ben GerlingerCitiHoldUSD 3402026-09-30
Donald FandettiWells FargoBuyUSD 4152026-09-30
Bill CarcachePiper SandlerBuyUSD 4052026-09-28
Brian ForanTruist FinancialBuyUSD 3702026-09-23
Darrin PellerWolfe ResearchHoldN/A2026-08-25
Unknown AnalystJefferiesHoldUSD 3502026-08-18
Iris GaoDBSHoldUSD 3602026-08-14
Unknown AnalystDeutsche BankBuyUSD 4502026-07-27
Vincent CainticBTIGSellUSD 3152026-07-24
Christopher KennedyWilliam BlairBuyN/A2026-07-24
Ryan NashGoldman SachsBuyUSD 4102026-07-24
Saul MartinezHSBCHoldUSD 3292026-07-12
Philipp HaesslerDZ BANK AGBuyUSD 3752026-06-18
Dominick GabrieleLoop Capital MarketsBuyUSD 3892026-05-21
Mikhail ParamonovFreedom Capital MarketsBuyUSD 3702026-05-14
Gustavo GalaMonnessHoldUSD 3002026-04-24
Stephen BiggarArgus ResearchBuyUSD 3902026-04-23
David GeorgeRobert W. BairdHoldUSD 2802026-02-03
Unknown AnalystDaiwaBuyUSD 4102026-01-12
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Investment Strengths

Revenue and Profitability Growth

Strong top-line momentum and improved operating profitability indicate that American Express is converting expanding payment activity into greater earnings power. The multi-year revenue trajectory and latest margin improvement provide a durable foundation for continued investment, customer acquisition, and shareholder returns over the next several quarters.

Expanding Network and Fee-Based Ecosystem

Broader merchant acceptance increases the usefulness of the Amex network and can support higher spending, retention, and acquisition. Rapid card-fee growth further demonstrates pricing power from premium products and benefits, strengthening the company’s differentiated closed-loop ecosystem over time.

Resilient Credit Quality

Consistently low delinquency and improving performance among newer accounts support the durability of American Express’s lending economics. Better credit outcomes can protect net interest income and reduce loss volatility, helping the company sustain profitability while balances and spending continue to grow.

People also ask

What is the 12-month price target for American Express (AXP)?

tipranks publishes an average 12-month price target of USD (17.03% Upside), as SmartChecker read it on 2026-10-27. The highest target is USD 425 and the lowest is USD 320. A price target is an analyst’s estimate of where a share might trade, not a promise, and SmartChecker gives no investment advice.

See tipranks’s own page ↗
How many analysts cover American Express (AXP)?

tipranks records 17 analyst ratings: 8 buy, 9 hold and 0 sell, which it summarises as “Moderate Buy”, as SmartChecker read it on 2026-10-27.

See tipranks’s own page ↗
What is the tipranks score for American Express (AXP)?

tipranks scores it 7 out of 10 and calls that “Neutral”, as SmartChecker read it on 2026-10-27. The score is tipranks’s, not SmartChecker’s, and SmartChecker does not rate listed shares.

See tipranks’s own page ↗
Is this SmartChecker’s own forecast for American Express?

No. Every figure on this page is published by tipranks, copied on 2026-10-27 with a link to the original, and not recalculated. SmartChecker assesses financial companies in Malaysia against the public registers; it makes no forecast of its own and holds no licence to advise on securities.

See tipranks’s own page ↗

Member reviews. Members’ own ratings and words, not SmartChecker’s rating.

These ratings and words are written by SmartChecker members and published immediately without administrator approval. SmartChecker does not rate listed companies: a rating here belongs to whoever wrote it, it counts towards no score of ours, and nothing in it is advice.

Disclaimer

SmartChecker provides informational and financial market news only and does not provide investment, financial or legal advice.

tipranks — American Express (AXP)