PayPal
PayPal Holdings, Inc. (NASDAQ: PYPL) is a global financial technology company that provides digital payment solutions for consumers and businesses. Its services include PayPal, Venmo, Braintree, and Xoom, allowing users to make online and in-store payments, transfer money, and send or receive funds. PayPal generates most of its revenue from payment transaction fees and related services. The company operates in approximately 200 markets worldwide and focuses on making digital payments convenient, secure, and accessible.
PayPal Holdings, Inc.（纳斯达克代码：PYPL）是一家全球金融科技公司，主要为消费者和企业提供数字支付服务。旗下服务包括 PayPal、Venmo、Braintree 和 Xoom，让用户可以进行线上及实体店付款、转账，以及收款和汇款。PayPal 的主要收入来自支付交易手续费及相关服务。公司业务覆盖全球约 200 个市场，致力于让数字支付更加方便、安全和普及。
Every figure on this page is tipranks’s, read on 2026-10-26 and linked below.
SmartChecker PayPal Forecast
The forecast in short
tipranks records 30 analyst ratings on PayPal and summarises them as “Hold”. Their average 12-month price target is USD 58.25 (2.16% Upside). Its tipranks score is 5 out of 10 — Neutral. These are tipranks’s figures as SmartChecker read them on 2026-10-26, not SmartChecker’s own view, and nothing here is advice to buy or sell.
Market cap
USD 48.78B
≈ Maybank x 2
Share price
USD 57.02
Rm 232.95
#504World ranking
tipranks score
Neutral
Analyst ratings
Hold
- Buy4 13%
- Hold23 77%
- Sell3 10%
tipranks’s own summary of the 30 ratings above.
12 months price forecast
USD 58.25 2.16% Upside
As tipranks publishes it. SmartChecker has not recalculated any of it.
Analyst profiles. Who made each call, and when.
| Analyst | From | Position | Target price | Dated |
|---|---|---|---|---|
| Matthew Coad | Truist Securities | Hold | USD 58 | 2026-10-23 |
| Andrew Bauch | BMO Capital | Hold | USD 56 | 2026-10-14 |
| Matthew O'Neill | Bank of America Securities | Sell | USD 53 | 2026-10-15 |
| Will Nance | Goldman Sachs | Sell | USD 49 | 2026-10-13 |
| Bryan Keane | Citi | Hold | USD 61 | 2026-10-11 |
| Ramsey El-Assal | Barclays | Hold | USD 56 | 2026-10-09 |
| Jason Kupferberg | Wells Fargo | Hold | USD 56 | 2026-10-05 |
| Nate Svensson | Deutsche Bank | Hold | USD 55 | 2026-09-25 |
| Timothy Chiodo | UBS | Hold | USD 61 | 2026-09-28 |
| Sanjay Sakhrani | KBW | Buy | USD 70 | 2026-08-28 |
| Daniel Perlin | RBC Capital | Buy | USD 70 | 2026-08-31 |
Show moreShow less
Investment Strengths
Payment volume momentum
Strong TPV growth across the platform, particularly in Venmo and Braintree, supports durable transaction revenue expansion and shows continued consumer and merchant engagement beyond PayPal’s mature branded checkout business.
Cash generation and liquidity
Substantial operating cash generation and liquidity give PayPal flexibility to fund technology investments, absorb restructuring costs, repurchase shares and support its payments ecosystem through changing market conditions.
Modernization and cost savings
A multi-year modernization program combined with identified cost savings could improve operating efficiency and strengthen the platform’s competitiveness, while helping fund investments in checkout, artificial intelligence and merchant tools.
People also ask
What is the 12-month price target for PayPal (PYPL)?
tipranks publishes an average 12-month price target of USD 58.25 (2.16% Upside), as SmartChecker read it on 2026-10-26. The highest target is USD 70 and the lowest is USD 45. A price target is an analyst’s estimate of where a share might trade, not a promise, and SmartChecker gives no investment advice.
See tipranks’s own page ↗How many analysts cover PayPal (PYPL)?
tipranks records 30 analyst ratings: 4 buy, 23 hold and 3 sell, which it summarises as “Hold”, as SmartChecker read it on 2026-10-26.
See tipranks’s own page ↗What is the tipranks score for PayPal (PYPL)?
tipranks scores it 5 out of 10 and calls that “Neutral”, as SmartChecker read it on 2026-10-26. The score is tipranks’s, not SmartChecker’s, and SmartChecker does not rate listed shares.
See tipranks’s own page ↗Is this SmartChecker’s own forecast for PayPal?
No. Every figure on this page is published by tipranks, copied on 2026-10-26 with a link to the original, and not recalculated. SmartChecker assesses financial companies in Malaysia against the public registers; it makes no forecast of its own and holds no licence to advise on securities.
See tipranks’s own page ↗Member reviews. Members’ own ratings and words, not SmartChecker’s rating.
These ratings and words are written by SmartChecker members and published immediately without administrator approval. SmartChecker does not rate listed companies: a rating here belongs to whoever wrote it, it counts towards no score of ours, and nothing in it is advice.
Disclaimer
SmartChecker provides informational and financial market news only and does not provide investment, financial or legal advice.